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Gene Messer Toyota Auto Finance Center

Buying or Leasing a Toyota During Coronavirus (COVID-19) in Lubbock

Are you interested in buying or leasing a Toyota car, truck, SUV, or minivan in Lubbock during the Coronavirus (COVID-19) quarantine? The good news is that Gene Messer Toyota remains open as an essential business to the Lubbock community. Best of all, to help serve our loyal Toyota customers, Lubbock Toyota incentives have never been better.

How to Buy a Toyota Car Safely During COVID-19?

We’ve done our best to make leasing or buying a Toyota car, truck, SUV, or minivan as safe as possible during the Coronavirus (COVID-19) outbreak in Lubbock. Following guidelines from national, state, and local authorities, as well as the CDC and WHO, we have implemented strict procedures to protect both our customers and employees. This includes online shopping, complimentary local delivery and trade-in pickup, social distancing, and nearly touchless delivery by trained associates.

Toyota Finance & Leasing Center Lubbock

Are you looking to find Toyota auto financing near you in the Lubbock area? Welcome to the auto finance department at Gene Messer Toyota. We are proud to be the dealership of choice for our Lubbock area customers. Our Toyota financing experts are always eager to help our customers with any questions regarding new or pre-owned auto loans. Call us at (806) 450-8748 today!

Included below are some of our most frequently asked questions that most car buyers need answered.

How to Get Approved for a New or Used Car Loan?

Getting approved for a new or used car loan doesn’t need to be stressful. Gene Messer Toyota’s finance center in Lubbock employs experienced account managers who understand how valuable your time is.

By applying online, our customers can save themselves a lot of time in the dealership. Online applications are safe and secured with data encryption so you know your personal information is protected. Once you have filled out the online application it is reviewed by our finance managers who then reach out to you with questions or to schedule a test drive on a vehicle of your choice. It is also highly advisable to call the dealership yourself right after filling out your application and schedule a test drive.

Select A Vehicle Of Your Choice

Most of the time customers get so worried about auto financing that they overlook the most important part, picking the vehicle they want. The best thing to do is to come down to our Lubbock area Toyota dealership. Test drive the vehicle you are interested in and let your sales consultant know that you also need auto financing or Toyota leasing options. This will significantly expedite your process. So while you choose your next ride, our finance department can gather the information they need to get you approved for a car loan.

Is Down Payment Always Needed?

Although it is not always needed or required, it is a good idea to have some cash on hand. It can help get you a loan approval or for money due at signing for a Toyota lease deal in Lubbock, TX. A down payment is also a great way to reduce the amount you need to pay back in monthly payments. If you have a specific question for our team call (806) 450-8748 today.

Financing vs Leasing a New Toyota

Simply put, financing a vehicle means once you have made all the payments you will own the vehicle. When you lease a vehicle you are basically renting it for the “agreed term” between you and the dealer. Once the term is up, you may choose to finance the remainder of the loan or get a lease on another one. If you have specific questions or need help deciding which option is best for you, contact the Gene Messer Toyota finance center today.

Toyota Finance & Leasing Center Lubbock | Gene Messer Toyota

Finance Center Info

Phone Number:Sales Hours:
  • Mon - Sat9:00 AM - 8:00 PM
  • SunClosed

Toyota Auto Finance FAQ

Is Leasing a Car With Bad Credit Possible in Lubbock TX?

While a poor credit score can make auto leasing difficult, it’s certainly not impossible. Contact Gene Messer Toyota to see if you qualify for leasing a car with bad credit in Lubbock, TX. Submit for Toyota pre-approval today.

What is the Best Place to Trade In a Car in Lubbock TX?

Looking for the best place in Lubbock, TX, to trade in a car, truck, SUV, or minivan? The team at Gene Messer Toyota can help you get started. Buy, sell, or trade with us today.

What Do Toyota Car Dealers Look for in Credit Score in Lubbock TX?

Toyota car dealers look for many credit factors when approving auto loans and leases in the Lubbock area. In addition to your credit score, they also look at total income, total debt, and repayment history. Contact Gene Messer Toyota today to apply for pre-approved auto financing.

Gene Messer Toyota is located at: 6102 19TH St • Lubbock, TX 79407
Gene Messer Toyota 33.577852, -101.948606.