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Toyota Finance Center In Lubbock

Finance Center At Gene Messer Toyota

Gene Messer Toyota provides new vehicle financing, leasing, and used car loans in the Lubbock area. Our finance team is available to help you get on the road today. Reach out now to learn about new car loans, vehicle leasing, and used car financing.

Included below are some of our most frequently asked questions that most car buyers need answered.

How to Get Approved for a New or Used Car Loan?

Getting approved for a new or used car loan doesn’t need to be stressful. Gene Messer Toyota’s finance center in Lubbock employs experienced account managers who understand how valuable your time is.

By applying online, our customers can save themselves a lot of time in the dealership. Online applications are safe and secured with data encryption so you know your personal information is protected. Once you have filled out the online application it is reviewed by our finance managers who then reach out to you with questions or to schedule a test drive on a vehicle of your choice. It is also highly advisable to call the dealership yourself right after filling out your application and schedule a test drive.

Select A Vehicle Of Your Choice

Most of the time customers get so worried about auto financing that they overlook the most important part, picking the vehicle they want. The best thing to do is to come down to our Lubbock area Toyota dealership. Test drive the vehicle you are interested in and let your sales consultant know that you also need auto financing or Toyota leasing options. This will significantly expedite your process. So while you choose your next ride, our finance department can gather the information they need to get you approved for a car loan.

Is Down Payment Always Needed?

Although it is not always needed or required, it is a good idea to have some cash on hand. It can help get you a loan approval or for money due at signing for a Toyota lease deal in Lubbock, TX. A down payment is also a great way to reduce the amount you need to pay back in monthly payments. If you have a specific question for our team call (806) 450-8748 today.

Apply For Toyota Financing In Lubbock

Gene Messer Toyota makes getting Toyota financing in the Lubbock area easy. Browse our inventory online to select the car, truck, SUV, or minivan you’ve been eyeing. Get started with our secure online application or visit us in person today.

Finance Center Info

Phone Number:Sales Hours:
  • Mon - Sat9:00 AM - 7:30 PM
  • SunClosed

Toyota Auto Finance FAQ


Is Leasing a Car With Bad Credit Possible in Lubbock TX?

While a poor credit score can make auto leasing difficult, it’s certainly not impossible. Contact Gene Messer Toyota to see if you qualify for leasing a car with bad credit in Lubbock, TX. Submit for Toyota pre-approval today.


What is the Best Place to Trade In a Car in Lubbock TX?

Looking for the best place in Lubbock, TX, to trade in a car, truck, SUV, or minivan? The team at Gene Messer Toyota can help you get started. Buy, sell, or trade with us today.


What Do Toyota Car Dealers Look for in Credit Score in Lubbock TX?

Toyota car dealers look for many credit factors when approving auto loans and leases in the Lubbock area. In addition to your credit score, they also look at total income, total debt, and repayment history. Contact Gene Messer Toyota today to apply for pre-approved auto financing.


Toyota Centro de Finanzas y Arrendamiento En Lubbock, TX

Toyota Finance & Leasing Center in Lubbock TX | Gene Messer Toyota


Gene Messer Toyota is located at: 6102 19TH St • Lubbock, TX 79407
Gene Messer Toyota 33.577852, -101.948606.