The Benefits of Toyota Financing in Lubbock

Lubbock Toyota financing

Why Choose Lubbock Toyota Finance?

Gene Messer Toyota offers some of the best Toyota financing in the Lubbock area. Although subject to terms, conditions, and availability, this may include Lubbock Toyota 0 down or 0% APR incentives. From pre-approved financing to easy trade-in and online car buying, we strive to make your experience the best one possible.

Browse our inventory of Toyota cars, trucks, SUVs and minivans to find your perfect vehicle. Once you’ve found that dream car, we’ll help guide you through the numerous Toyota financing options available to you in the Lubbock area, such as special car-buying incentives, lease deals, 0 down or Toyota APR offers. Find everything you need to get started at Gene Messer Toyota today.

Toyota Auto Financing with You in Mind

Gene Messer Toyota wants to offer you car financing incentives that get you truly excited. Our specialists will make sure that the process is both streamlined and informational for you. When you shop at Gene Messer Toyota you can enjoy these great incentives:

  • Promotional Prices

    From national Toyota incentives to local offers, Gene Messer Toyota tries hard to provide some of the most competitive promotions and prices in the Lubbock area. In addition to low interest auto loans, this may also include 0 down and 0% APR car financing (subject to terms, conditions, and availability).

  • One-Stop Lubbock Car Shopping

    Gene Messer Toyota is your one-stop-shop for Toyota cars, trucks, SUVs and minivans, pre-owned vehicles, vehicle trade-in, and Toyota financing incentives. When you shop with us, you can get everything you need in one convenient place. Don’t forget, our online shopping and complimentary local delivery options make the entire process both convenient and hassle free.


Lubbock Toyota Financing FAQ

  • Does Toyota Offer Low-Interest Car Loans?

    Toyota’s low-interest car loans are meant to help customers like you. Dependent on terms, conditions, and availability, our lowest APR rates, extended loan terms, and deferred payment options can make it easier than ever before to own a Toyota.

  • How Many Months is Toyota Financing Available?

    Toyota financing terms, just like our interest rates, have various terms, conditions, and availability. These are based on regional market, model-specific offers, and even borrower qualifications. For the most up-to-date information, we encourage you to call or visit our current offers page.

  • What Documents Do I Need to Apply & Get Approved for a Car Loan?

    Whether applying online or in-person, having the right documents ready can speed up the process, reduce stress, and improve your personal experience. Generally speaking, these are the required documents for financing approval.

    • Valid Driver’s License
    • Proof of Income, Employee (Paystubs or Employment Letter)
    • Proof of Income, Self-Employed (Bank Statements or Tax Returns)
    • Personal References (3-5 Including Name, Address, Phone Number)

Car & Truck Financing at Gene Messer Toyota

From start to finish, Gene Messer Toyota is here to make car buying simple, safe, and hassle-free. Find everything you need to get and stay excited about your next vehicle purchase for years to come.


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(806) 748-4800

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6102 19TH St • Lubbock, TX 79407

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Today's Hours:

Open Today! Sales: 9am-8pm

Open Today! Service: 7am-6pm

Open Today! Parts: 7am-6pm

Gene Messer Toyota 33.577852, -101.948606.